Insurance Licensing NY-Independent-General-Adjuster Exam : NewYorkIndependent General Adjuster (Series 17-70)

  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
  • Updated: Nov 09, 2026
  • Q & A: 107 Questions and Answers

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About Insurance Licensing NY-Independent-General-Adjuster Exam Questions

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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Insurance Fundamentals & General Principles15%- Insurance contract elements and legal structure
- Risk management and insurable interest
- Indemnity, subrogation, utmost good faith
Topic 2: Claims Investigation & Adjusting Procedures20%- Settlement negotiation, reservation of rights, and denial procedures
- Claim intake, notice of loss, and initial investigation
- Loss valuation, damage assessment, and estimating
- Evidence gathering, coverage analysis, and policy interpretation
Topic 3: Property & Casualty Coverages25%- Commercial Property and Businessowners policies
- General Liability and Commercial General Liability
- Specialty lines — Inland Marine, Flood, Workers' Compensation, Crime
- Dwelling and Homeowners policies
- Automobile coverages — Personal and Commercial
Topic 4: New York Insurance Law & Regulations25%- State-specific policy provisions and mandatory endorsements
- Unfair Claims Settlement Practices Act / Regulation 64
- NY Insurance Law Articles and DFS regulations
- Licensing requirements, eligibility, and examination rules
Topic 5: Ethics & Professional Responsibility15%- Fiduciary duty, conflict of interest, and confidentiality
- Fraud detection and reporting obligations
- Fair claims handling standards and professional conduct

Insurance Licensing NY-Independent-General-Adjuster Exam — Your Questions, Our Answers

Registration for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) goes through the official channels listed here:

One detail worth knowing before you book: the NY-Independent-General-Adjuster exam is delivered Computer-based testing at PSI test centers or remote proctoring via PSI Bridge.

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The Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) blueprint is organized into 5 domains, led by Property & Casualty Coverages (25%), Claims Investigation & Adjusting Procedures (20%), and Insurance Fundamentals & General Principles (15%). The complete weighted syllabus appears above on this page — it is the checklist your preparation should be measured against.

You will face 100 questions within 120 minutes on the NY-Independent-General-Adjuster exam. The real exam pressure comes from that ratio — knowledge alone does not finish exams on time. Rehearse with the DumpsActual test engine's timed mode, repeat the same question sets until the answers consolidate, and pacing stops being a risk factor.

No mandatory pre-licensing education course required for Independent Adjuster applicants. Must pass exam within 2 years of applying for license. Must submit fingerprints and application through NY DFS portal.

Eligibility rules do get revised, so before booking, verify the current requirements on the official Insurance Licensing exam page.

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Insurance Licensing lists these training resources for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70):

Courses build the framework; repeated practice consolidates it. Pair whichever resource you choose with 107 practice questions from DumpsActual and important knowledge points stay learned, not just seen.

The NY-Independent-General-Adjuster exam — full title NewYorkIndependent General Adjuster (Series 17-70) — is Insurance Licensing's own certification test, and passing it awards the Independent General Adjuster License certification at the General / Practitioner level. The certificate is valuable precisely because it is demanding: it proves to employers that your skills survived a vendor-built examination. It also serves as a stepping stone toward Public Adjuster (Series 17-62), Independent Fire Adjuster (Series 17-64), Independent Casualty Adjuster, Independent Automobile Adjuster, Independent Accident & Health Adjuster, Independent Inland Marine Adjuster, Independent Fidelity & Surety Adjuster, Independent Aviation Adjuster.

The passing score is 70%, and the official registration fee is $33 USD. Note that the fee pays for a single attempt — a retake is charged at full price again, which is the expensive way to discover weak spots. The cheaper discovery method is self-testing: drill 107 practice questions at DumpsActual in timed mode until your scores clear the passing mark with room to spare, then register.

Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

Question #1

After a loss occurs to an insured automobile, according to the conditions of a personal automobile insurance policy, what MUST the insured party do?

  • A. Refrain from legal action without the insurer's approval.
  • B. Report the vehicle collision to the local police.
  • C. Permit the insurer to inspect the vehicle before it is repaired.
  • D. Ensure premiums are paid up to date.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #2

Which of the following is a type of adjuster report?

  • A. Loss Report.
  • B. Subjective Report.
  • C. Appraisal Report.
  • D. Interim Report.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #3

Which of the following is an example of an unfair claim settlement practice?

  • A. Adopting and implementing standards to settle claims in a timely manner.
  • B. Replacing a policy when it is in the best interest of the insured.
  • C. Disclosing the settlement terms and provisions of the contract of insurance.
  • D. Delaying the settlement of claims submitted in which liability has become clear.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #4

The National Flood Insurance Program (NFIP) policies cover

  • A. property against all direct loss from a flood.
  • B. loss of use.
  • C. sewer backup into a dwelling.
  • D. indirect financial loss.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #5

Which of the following two perils are excluded under the dwelling broad form if a building is vacant for more than 30 consecutive days?

  • A. Freezing of plumbing and falling objects.
  • B. Falling objects and accidental discharge of water or steam.
  • C. Weight of ice, snow, or sleet and freezing of plumbing.
  • D. Damage by burglars and accidental discharge of water or steam.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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