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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Someone who sells, solicits, or negotiates insurance contracts for compensation is called

A) an insurance producer.
B) an insurance adviser.
C) a life insurer.
D) an independent insurance adjuster.

2. Which of the following is a basic benefit of Medicare Supplemental insurance?

A) First 3 pints of blood each year.
B) Preventive care.
C) At-home recovery.
D) Basic drugs limit of $1,250.

3. A Section 457 Deferred Compensation plan is provided specifically for employees of

A) states, counties, or municipalities.
B) non-profit organizations.
C) religious organizations.
D) sole proprietorships.

4. The difference between the face value of a life insurance policy and its cash value is the

A) assumed amount.
B) term value.
C) net amount.
D) market value.

5. If the premium is not paid at the time of application, a Statement of Good Health MUST be signed by the policyowner at the time of

A) application.
B) underwriter review.
C) the medical examination.
D) policy delivery.

Solutions: