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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. What is the annuity payment option that provides an income for a guaranteed period of time whether or not the annuitant is alive?

A) Joint and survivor
B) Refund life
C) Period certain
D) Life income

2. What is the primary reason a business should purchase key person insurance?

A) Insure all employees
B) Reduce taxable income
C) Offset financial losses
D) Reward an executive

3. In Pennsylvania, a provision that protects a policyowner from a misrepresentation caused by an innocent mistake on the application after 2 years is

A) an Incontestability provision.
B) an elimination provision.
C) a negligence provision.
D) a nonforfeiture provision.

4. Which of the following is a branch of dentistry dealing with diseases of the supporting structures of the teeth?

A) Periodontics
B) Orthodontics
C) Endodontics
D) Prosthodontics

5. When a Pennsylvania producer's appointment is to be terminated, how many days does the insurer have to submit a copy of the statement to the producer after notification to the commissioner?

A) 45
B) 15
C) 90
D) 60

Solutions: